Nota Saiful

Anak sulung aku melecur 10% bahagian depan badan dia terkena air mendidih! Kasihan sungguh anak sulung aku yang baru berumur 2 tahun ini. Even aku yang dewasa terkena api sikit kat jari, seminggu sakit tak hilang, tak sanggup aku bayangkan macam mana sakit anak aku ini. Hari kejadian... Selasa baru ni, pukul 4 petang, aku dapat phone call dari wife kat office yang anak sulung aku melecur disimbah air panas! Ya Allah! Panik aku. Nasib baik parent in law ada di rumah dan terus bawa anak aku ke Darul Ehsan Medical Centre (DEMC) kat Shah Alam. Aku dengan wife terus ke hospital dari office... Masa sambut anak aku keluar kereta nak bawa masuk hospital, anak aku menangis teruk dan menggigil, menggeletar sebab terlampau sakit... pedih hati aku tengok keadaan dia macam tu. Kulit dah mengelupas, nampak isi putih kat dada, perut dan pinggang. Begitu seksa anak aku masa tu. Aku dah tak mampu berfikir time tu dan tak sempat bertanya pun macam mana benda tu boleh terjadi. Terima kasih semua kakitang...

Yup, the title speaks for itself... the deadline is approaching, 30th April, to be precise. All I can say is that this year's Self-Assessment result (2008 income) is the most shocking of all! I don't know about all of you, but RM 8,000 worth of tax-to-be-paid is ridiculously high. Well, like we have a choice though. Of course the higher the income, the higher the tax you have to pay. Combine assessment or separate assessment (with spouse?) My personal advice to my friends out there, do it separately. Why? A combined income will be greater in terms of number, so you might  lose  the following: Personal rebate of  RM 350 ; Spouse rebate of  RM 350 This is because, ONLY people with a taxable income of  RM 35,000 and below  is eligible for this. For both working husband and wife, they will lose the EPF deduction because the maximum we can claim is only  RM 6,000 . So, if both of you, the EPF contribution exceed that RM 6,000, better split up, do ...

Employer's Market = Employer sets the terms and conditions while prospective employee just obey without question. Frankly, the economic situation now might not give people like us (the workers) much of a choice or making demands in the interview. In fact, it's not even advisable for anybody to change job in this time of economic instability. The reason being is the tendency of big companies to shut down their overseas plant and to reduce their work force.   However, for the sake of ' testing the market ', I went for an interview somewhere in December last year. Here is my story to share with you:   Terms and condition... I went for an interview with this Bank for the post of IT Manager... it went well, nothing much hassle with the interview though. The only thing I was not comfortable was the fact that they were offering a  6 month contract employment  as a start. If I managed to meet the KPIs, then only a new Offer Letter with a  permanent employment ...